Get started simply and securely with paydaymath.

Submit your personal loan request of up to $5,000 and receive a decision in real-time.

How It Works

paydaymath accelerated online lending process was created to make it faster and more convenient for borrowers like you to access funding up to $5,000. By working with a network of many lenders and advertisers across the nation, we attempt to connect customers with a lender in minutes that can provide the funds they need in minutes. Our loan request process takes everything online – from form submission to lender approval and funding. If successfully approved, you’ll receive funding in as little as next business day, although this can vary by lender.

??Some of the lenders in our network offer payday loans from 12 to 60 months, giving you the freedom and flexibility to budget your loan over time. When you need a competitive personal loan fast, look no further than

Understanding payday loans

Fast, Easy and Secure Online Form

Paydaymath loan request form is easy to complete and takes less than five minutes. We will only ask you for the information that is necessary for the lender to consider you for the loan. After you submit your information, we will share it with our network of participating lenders and advertisers. payday loan lenders can offer you up to $5,000 as soon as the next business day, often without requiring you to fax a single document. We use 256-bit SSL/TLS technology to encrypt your data, providing you with a secure connection as you navigate through our website.

Payday loan Offers with No Obligation

Minutes after you submit your information, you can be connected with a lender. You will be able to review the terms and conditions before you accept. If you do not like an offer, you are under no obligation to accept it - simply decline and re-submit your information to be qualified for another offer.

Receive Your Funds

Once you have chosen the payday loan offer that suits you best, you will enter a contract with that lender and will be required to provide an electronic signature. In general, loan underwriting can take up to 24 hours (depending on the lender and the information you provided), and the money is deposited into your bank account as soon as the next business day.


Before you request a loan on, it is important to ensure that you will have the funds available to repay the loan in the specified time frame. In most cases, the amount borrowed, plus any applicable fees and interest will be withdrawn from your bank account on a predetermined date. If for any reason, you are unable to repay your loan on your due date, you can contact your lender to ask about extensions. Make sure you do so before the due date. Any adjustments made to your current loan conditions will include additional charges. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of major credit bureaus, which could negatively affect your rating. encourages consumers with credit problems to consult a credit counselor.

Get Connected With a Trusted Lender

Get a real-time response on your loan request. After submitting your information, if a lender is interested in working with you, will redirect you to the lender’s web site where you will be able to review loan terms and conditions. In many cases, the lender will then contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. You will want to respond in a timely manner to ensure that funds are deposited as quickly as possible.

If we can't find a payday loan for you, we'll do our best to find you a small dollar loan to help you with your temporary needs.

Do I Qualify for a payday loan?

The lenders who participate in our referral service will have their own criteria to determine whether an applicant is eligible for a loan. There are general requirements borrowers must meet to qualify for these types of loans. Before requesting a payday loan on, make sure you meet the following criteria:

  • You must be 18 years or older
  • Have a valid Social Security number
  • Be a U.S. citizen or permanent resident
  • Have a steady source of monthly income
  • Have a valid bank account for deposits and repayment
  • Have a valid telephone number and email address
  • Meet minimum income requirements

Additionally, in order to qualify for a payday loan, you should not have any accounts that are more than 60 days overdue, no active or recent bankruptcies, must not demonstrate a pattern of late payments, and must not have debt that cannot be covered by current income. Additional information might be reviewed based on the lender and the state. Remember that each lender has its own rules and regulations and cannot guarantee that a lender will approve you for a loan

Responsible Lending

In order to enjoy all the benefits of a payday loan, it is important to repay your loan on time. You should also contact your lender immediately if a situation arises that may cause you to miss a payment. This will allow you to negotiate new terms with your lender and may save you money.

Short-term credit should not be used as a long-term financial solution. New monthly credit payments should only be utilized when you’re spending is less than your monthly income. The additional credit also should not take away from the amount of money you’ve committed to saving. If you abuse your borrowing rights, you can damage your personal finances, and incur additional fees. Avoid creating a cycle of debt by following responsible borrowing practices and seek credit counseling if you need help managing your credit difficulties.


Please refer to the FAQ page for general information about payday loans. To provide feedback or comments regarding our website, please email us at For questions about your loan or loan terms, please contact your chosen lender directly. does not have access to your loan details and cannot answer any questions relating to it.

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